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Nyungwe Forest land use changes

Rwanda’s Nyungwe Forest

The land use changes in Rwanda’s Nyungwe Forest have been minimal since 2017 according to Esri’s Sentinel-2 land use series of processed Landsat satellite images.

Data Organization and Enhancement

Delphi Analytics Rwanda recently received some data from an administrator of finance institutions in Rwanda (our ‘Client’). And, in order to add value to the data received, Delphi needed to make progress in two distinct areas that bear discussion, Data Organization and Data Enhancement. These areas of progress are very common in many data projects, so we decided that we would discuss these common challenges in this brief post. Our… Read More »Data Organization and Enhancement

Data and Strategy

There is an equivalence at many levels between data and strategy. First, the complete absence of data (about competitors, opponents, about opportunities, about one’s own capabilities) absolutely implies a lack of coherent strategy and creates an inability to form any view other than random and blind flailing, which rarely comprises a coherent strategy. Thus, data and information, in general, form a prerequisite for any real strategy. Second, bad data and… Read More »Data and Strategy


The creation and development of intellectual property is important to Delphi. A search of the publicly available patent filings under the name of Craig M Allen (Delphi’s founder) results in the following entries. Encrypted Blockchain Object Transfers Using Smart Contracts Publication number: 20200177579 Abstract: Encrypted blockchain object transfers using smart contracts are provided herein. The present disclosure includes mechanisms for generating compliance certificates and their combined use with smart contracts in order… Read More »Patents

New Financial Products

Craig Allen and the Delphi team have been very fortunate to be able to create several new financial products to serve the needs of clients in the financial markets. This listing of products developed illustrates the breadth of instruments, techniques and markets that have been affected. Transaction basics The Delphi ‘process’ for developing and issuing new financial instruments relies upon the five fundamentals of building such a product: Legal –… Read More »New Financial Products

Delphi’s Financial Transactions

(~ $ 8 billion in securities issued) Delphi has been privileged to be a major participant in global financial transactions. Delphi’s unique capabilities initially arose from the structured finance experience of founder Craig Allen at Bear Stearns. As a result of those capabilities, Delphi was able to establish innovative, market-changing structures in several new markets. Among the innovative structures, Delphi created, as a principal, three main types of financing; 1)… Read More »Delphi’s Financial Transactions

Cornerstone Publication – MANN

On certain occasions, a single publication opens up an enormous field of engagement. Such was the case with the publication of the MANN model papers. The ‘Multidimensional Analysis of Nearest Neighbors’ was characterized as a novel way of aggregating cohorts of borrowers into neighborhoods – or into collections that shared similar attributes. The initial paper was published as: Allen, Craig M., “Credit scoring and risk-adjusted pricing: a review of techniques,”… Read More »Cornerstone Publication – MANN

Publication List

Delphi and Craig Allen enjoy a history that includes several publications.  Many thanks to all of the collaborators and co-authors. Science publications in academic journals and books Allen, C.M., On the Exponent in the “Generalized” Matching Equation. Journal of the Experimental Analysis of Behavior, 1981, 35, 125-127. (available here) Killeen, P.R. & Allen, C.M., Maximization Theory – The “Package” will not serve as an Atom. The Behavioral and Brain Sciences,… Read More »Publication List

Statistical Process Control & Management

Obviously Delphi started its focus in the financial markets. But, it was fortunate to have been able to engage in some fairly innovative forays into very different spheres of work. One of the areas that was particularly enjoyable for Delphi involved the solving of problems with very physical characteristics – process control or process management. In the manufacture of certain products – say machined parts in the aerospace industry –… Read More »Statistical Process Control & Management