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Patents

The creation and development of intellectual property is important to Delphi. A search of the publicly available patent filings under the name of Craig M Allen (Delphi’s founder) results in the following entries.


Encrypted Blockchain Object Transfers Using Smart Contracts

Publication number: 20200177579

Abstract: Encrypted blockchain object transfers using smart contracts are provided herein. The present disclosure includes mechanisms for generating compliance certificates and their combined use with smart contracts in order to govern the transfer of ownership rights in objects between parties. Various data are encrypted and stored in a public ledger blockchain. Decryption keys are automatically released based on verified possession of compliance certificates in accordance with a smart contract. Possession of decryption keys allows for decryption and transfer of ownership rights.

Type: Application

Filed: December 3, 2018

Publication date: June 4, 2020

Inventor: Craig M. Allen

Multi-Variable Assessment Systems and Methods that Evaluate and Predict Entrepreneurial Behavior

Publication number: 20190066020

Abstract: Machine learning and adaptive multi-variable assessment systems and methods are provided herein. Methods include obtaining independent variables of entrepreneur data across a plurality of network modalities, performing, by the server, a dynamic measurement of the independent variables against one or more dependent variables to predict performance of the entrepreneur, engaging in a business opportunity with the entrepreneur based on the dynamic measurement, collecting additional entrepreneur data during the business opportunity and recalculating the dynamic measurement as the additional entrepreneur data is received.

Type: Application

Filed: October 31, 2018

Publication date: February 28, 2019

Inventor: Craig M. Allen

Multi-Variable Assessment Systems and Methods that Evaluate and Predict Entrepreneurial Behavior

Publication number: 20190050778

Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include predicting a likelihood of an individual successfully conducting one or more business transactions by scoring features of the individual from entrepreneur data collected from a plurality of network modalities, as well as a social-network structure for the individual and business event information and performing a business transaction with the individual when scored features meet or exceed thresholds for conducting the business transaction.

Type: Application

Filed: October 19, 2018

Publication date: February 14, 2019

Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura

Systems and Methods that Utilize Blockchain Digital Certificates for Data Transactions

Publication number: 20190012665

Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.

Type: Application

Filed: August 22, 2018

Publication date: January 10, 2019

Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura

Secure communications methods for use with entrepreneurial prediction systems and methods

Patent number: 10122711

Abstract: Secure communications methods for use with entrepreneurial prediction systems and methods are provided herein. An example method can include a two factor authentication of both a communications channel used by the entrepreneur (either by device or message attributes) and an identification of an identity of the entrepreneur from biometric parameters. This allows for secure communication with an entrepreneur when the entrepreneur is communicating from a geographical location of low trust, such as where device or identity theft is common.

Type: Grant

Filed: August 25, 2015

Date of Patent: November 6, 2018

Assignee: Kountable, Inc.

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior

Patent number: 10108919

Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include obtaining entrepreneur data related to personal skills data, business history data, and social network data for the entrepreneur across a plurality of network modalities, the plurality of network modalities including social networks, phone records, and message records, determining business event information for business events identified between the entrepreneur and contacts of the entrepreneur found in the entrepreneur data, and performing a dynamic measurement of engagement between the entrepreneur and the contacts by looking for contacts between the entrepreneur and the contacts that cross the plurality of network modalities, wherein the dynamic measurement includes an entrepreneur score for the entrepreneur.

Type: Grant

Filed: October 18, 2017

Date of Patent: October 23, 2018

Assignee: Kountable, Inc.

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior

Patent number: 10083415

Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein. Methods include obtaining entrepreneur data related to personal skills data, business history data, and social network data for the entrepreneur across a plurality of network modalities, the plurality of network modalities including social networks, phone records, and message records, determining business event information for business events identified between the entrepreneur and contacts of the entrepreneur found in the entrepreneur data, and performing a dynamic measurement of engagement between the entrepreneur and the contacts by looking for contacts between the entrepreneur and the contacts that cross the plurality of network modalities, wherein the dynamic measurement includes an entrepreneur score for the entrepreneur.

Type: Grant

Filed: March 27, 2015

Date of Patent: September 25, 2018

Assignee: Kountable, Inc.

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

Systems and Methods that Utilize Blockchain Digital Certificates for Data Transactions

Publication number: 20180082291

Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.

Type: Application

Filed: October 18, 2017

Publication date: March 22, 2018

Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura

Systems and Methods that Utilize Blockchain Digital Certificates for Data Transactions

Publication number: 20180082290

Abstract: Systems and methods that use blockchain digital certificates are described herein. One embodiment includes generating a digital certificate including transaction data for a transaction, creating a blockchain blob of the transaction data, generating an electronic ownership token for the digital certificate, and transferring the electronic ownership token to an owner of the digital certificate.

Type: Application

Filed: September 16, 2016

Publication date: March 22, 2018

Inventors: Craig M. Allen, Christopher Hale, Catherine Nomura

Multi-Variable Assessment Systems and Methods that Evaluate and Predict Entrepreneurial Behavior

Publication number: 20180060781

Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein.

Type: Application

Filed: October 18, 2017

Publication date: March 1, 2018

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

Secure Communications Methods for Use with Entrepreneurial Prediction Systems and Methods

Publication number: 20150373020

Abstract: Secure communications methods for use with entrepreneurial prediction systems and methods are provided herein. An example method can include a two factor authentication of both a communications channel used by the entrepreneur (either by device or message attributes) and an identification of an identity of the entrepreneur from biometric parameters. This allows for secure communication with an entrepreneur when the entrepreneur is communicating from a geographical location of low trust, such as where device or identity theft is common.

Type: Application

Filed: August 25, 2015

Publication date: December 24, 2015

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

MULTI-VARIABLE ASSESSMENT SYSTEMS AND METHODS THAT EVALUATE AND PREDICT ENTREPRENEURIAL BEHAVIOR

Publication number: 20150278742

Abstract: Multi-variable assessment systems and methods that evaluate and predict entrepreneurial behavior are provided herein.

Type: Application

Filed: March 27, 2015

Publication date: October 1, 2015

Inventors: Christopher Hale, Craig M. Allen, Catherine Nomura

Multi-variable transaction system and method

Patent number: 8577769

Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.

Type: Grant

Filed: June 12, 2012

Date of Patent: November 5, 2013

Assignee: Skopos Financial Group, LLC

Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower

MULTI-VARIABLE TRANSACTION SYSTEM AND METHOD

Publication number: 20120254039

Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.

Type: Application

Filed: June 12, 2012

Publication date: October 4, 2012

Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower

Multi-variable transaction system and method

Patent number: 8200573

Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.

Type: Grant

Filed: June 5, 2008

Date of Patent: June 12, 2012

Assignee: Skopos Financial Group, LLC

Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower

Multi-Variable Transaction System and Method

Publication number: 20090307128

Abstract: A system for optimization of variables is provided. The system includes a buyer finance system for receiving asset data and buyer finance data. A seller variable system receives the asset data and the buyer finance data and applies a seller variable distribution to generate seller transaction state data. A finance variable system receives the asset data and the buyer finance data and applies a finance variable distribution to generate finance transaction state data. A variable optimization system receives the seller transaction state data and the finance transaction state data and generates transaction approval data.

Type: Application

Filed: June 5, 2008

Publication date: December 10, 2009

Inventors: A. John Fineout, Craig M. Allen, Thomas R. Brower

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